Who Am I

Hello!

I have been helping clients finance their new homes for over 13 years.  I pride myself in understanding a client and referral partner’s needs and goals so that I can ensure they are getting the best loan program and service possible.  The key to that is my understanding of a changing mortgage environment, setting clear expectations, and effectively communicating the process of buying a home.  My commitment to you is to deliver a mortgage experience that earns a lifetime relationship.

I would like to share with you my perspective on the mortgage industry.

Purchasing a new home is one of the biggest financial decisions we can make in life, would you agree? Yet, most consumers and most loan officers treat a mortgage like a commodity…the only consideration they make are rate & fees. While rate & fees are certainly important, they are just a component of the loan and what you should consider when choosing a mortgage.

I invite you to look at me not as a loan officer, but a mortgage planner. Rather than provide you with just a quote, I take a consultative approach.  After learning what your personal and financial goals are, I will provide you several potential solutions and strategies that will help you achieve your short and long-term financial goals.

One of the key things that differentiate me from most lenders is that I’m not just an “APP TAKER”. I work with our clients as a trusted adviser using today’s most advanced tools to show our mutual clients how they can potentially save tens of thousands of dollars over the life of the loan. Also, I provide total transparency, and most importantly I ensure smooth closings by communicating with all vested parties in the transaction throughout the process.

 

I look forward to working with you!

 

Tim